– Plus Exclusive Wealth-Building & Financing Solutions!
Powered by Bright Path Life Insurance Solutions Inc.
CA License #6016945
https://brightpathlifeinsurancesolution.com/
If you’re ready to move beyond traditional real estate sales and step into the role of a Real Estate Equity Wealth Strategist, the New Agent Model (NAM) is your blueprint for success.
For the last seven months, Bright Path Life Insurance Solutions Inc. has been building a 1031 Exchange Alternative Strategy that helps equity-rich sellers unlock their property value without triggering capital gains taxes.
This approach is changing the game — and it’s creating new opportunities for agents to work with high-net-worth sellers who have been waiting on the sidelines.
MKG Enterprises Corp provides Commercial Real Estate financing for Luxury Homes & Multifamily Properties up to $3.5MM! Whether you’re an investor, developer, or high-net-worth individual, we offer:
✔ Competitive LTV ratios (up to 70%)
✔ Flexible DSCR loan options
✔ Private & institutional funding sources
🔹 Defensible IRS Strategy Alone = Tax deferral without structured wealth growth
🔹 Defensible IRS + Bright Path Strategy = Tax deferral + structured retirement income + wealth protection
💡 Why just defer taxes when you can build generational wealth at the same time?
Case Study: How we can Help Seller Maximize Cash Flow
Property Details:
✔️ 26-Unit Apartment Complex – CA
✔️ Original List Price: $3,450,000
✔️ Adjusted DSCR-Friendly Price: $3,000,000
✔️ Capital Gains Exposure in a Traditional Sale: $371,000
✔️ Projected Net Proceeds Using MIS: $3,332,000
Challenges:
❌ High capital gains tax burden ($371,000 in capital gains & $125,000) in depreciation recapture).
❌ DSCR buyers couldn’t qualify at the original list price.
❌ Seller needed cash access, not a 1031 exchange.
Solution: New Agent Model (NAM) via Brightpath Life Insurance Solutions Inc.
✅ Lowered the price to attract DSCR buyers.
✅ Deferred all capital gains taxes for up to 30 years.
✅ Increases Wealth by 42.86% Immediately and Up to 114.3% Over 10 Years Compared to a Traditional Sale!
✅ Increased net proceeds by $378,000 compared to a traditional sale.
| Method | Tax Due Upfront | Immediate Cash Access | Investment Flexibility | DSCR Buyer-Friendly |
|---|---|---|---|---|
| MIS (IRC 453) | ❌ No | ✅ Yes (95%-98%) | ✅ Yes | ✅ Yes |
| 1031 Exchange | ❌ No | ❌ No | ❌ Must reinvest | ❌ No |
| Traditional Sale | ✅ Yes (37%+) | ✅ Yes | ✅ Yes | ❌ No |
✅ Final Outcome: MIS allows sellers to get cash now, defer taxes, and attract more buyers.
Sellers no longer need to sacrifice cash flow for tax efficiency. With Bright Path Life Insurance Solutions Inc., you can:
✅ Lower your list price while keeping more post-tax money
✅ Expand your buyer pool with DSCR-friendly pricing
✅ Maximize cash flow with a defensible IRS-compliant Monetized Installment Sale (MIS)
✔️ Defer capital gains taxes for up to 30 years
✔️ Increases Wealth by 42.86% Immediately and Up to 114.3% Over 10 Years Compared to a Traditional Sale!
✔️ Attract more buyers by pricing the property strategically
✔️ Maximize post-tax wealth by allocating funds efficiently
1. Understanding IRC §72 & §7520 annuity strategies
What is (IRC) Section §72 & §7520 annuity
The Internal Revenue Code (IRC) Section §72 & §7520 annuity strategies allows property sellers to defer capital gains tax by receiving payments over time rather than in a lump sum.
✅ Key Benefits of IRC §72 & §7520 annuity strategies:
• Defers capital gains tax liability for decades
• Allows tax-efficient reinvestment in annuities, retirement plans, or other assets
• Provides seller flexibility while lowering tax burdens
How a Monetized Installment Sale (MIS) Works
1️⃣ Seller sells property to a Qualified Intermediary (QI) under an installment sale agreement.
2️⃣ QI immediately resells the property to the end buyer (often DSCR loan-financed).
3️⃣ The installment note is structured for long-term tax deferral.
4️⃣ Seller Increases Wealth by 42.86% Immediately and Up to 114.3% Over 10 Years Compared to a Traditional Sale!
✅ Result: The seller gets cash now while deferring taxes legally under IRC 453.
2. How MKG Enterprises Business Trust Acts as a Qualified Intermediary (QI)
What is a Qualified Intermediary (QI)?
A QI ensures tax-efficient allocation of proceeds, preventing sellers from receiving constructive receipt of funds, which would trigger immediate taxation.
How Bright Path Life Insurance Solutions Inc. Facilitates MIS Transactions
✅ Manages the structured installment sale to comply with IRC §72 & §7520 annuity regulations.
✅ Ensures proceeds are allocated tax-efficiently into financial instruments.
✅ Provides sellers access to liquidity without violating tax deferral rules.
3. Tax-Efficient Wealth Planning: Where to Allocate MIS Proceeds
MKG Insurance Agency helps sellers allocate installment sale proceeds tax-efficiently into one or more of the following:
✔️ Lower your capital gains tax burden
✔️ Access immediate liquidity without reinvesting in real estate
✔️ Attract more DSCR buyers and close faster
✔️ Maximize your net proceeds
📩 Contact Bright Path Life Insurance Solutions Inc. today to see how a Monetized Installment Sale can work for your next property transaction!
How Bright Path Life Insurance Solutions Inc. Helps Sellers Like You
✔️ Custom Tax-Deferral Strategies: We tailor IRC §72 & §7520 annuity strategiessolutions to fit your financial goals.
✔️ Access to Immediate Liquidity: Unlike a 1031 exchange, we provide $4M to $5M net benefit over 10 years and increasing sellers cash and income.
✔️ DSCR Buyer Optimization: By adjusting pricing strategically, we help sellers close faster without sacrificing profits.
✔️ Tax-Efficient Wealth Planning: We work with sellers to preserve more post-tax wealth, maximizing financial flexibility.
