3-2-1 BUYDOWN Program

Welcome to MKG Enterprises Corp. - Your Trusted Mortgage Partner in Fresno, CA

Welcome to the official website of MKG Enterprises Corp., your premier full-service mortgage company in Fresno, California. We take pride in serving the community with top-notch mortgage solutions, specializing in Down Payment Assistance, FHA 203k Renovation Loans and the 3-2-1 Buydown Program in the Fresno Metropolitian Area. Our services extend to surrounding cities in Fresno County and Madera County, helping individuals and families achieve their dream of homeownership or save money through refinancing.

At MKG Enterprises Corp., we offer a diverse range of Purchase Loan programs to cater to your unique needs. Our experienced team will guide you through the options, providing personalized assistance to help you make the right choice. 

Our Purchase Loan Programs:

In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

If you're looking to refinance your existing mortgage, our team is here to help you navigate the process smoothly. We understand that every borrower's situation is different, and that's why we offer a variety of Refinancing Programs, including:

What makes MKG Enterprises Corp. unique is that we offer the following niche programs as well: NonQM Loans, Down Payment Assistance Programs, Buydowns, Mortgage Insurance, PACE Program, Homeowners Insurance, Auto, Home, Life Medical, Critical illness insurance, Disability Insurance & Digital Tax Preparation.

Here’s an example of the potential savings on a 3-2-1 seller-paid buydown:

Conventional 30-Year Fixed
3-2-1 Temporary rate Buydown on a $350,000 loan for a borrower with a 700 FICO and a 90% LTV

*The principal and interest payment on a $350,000 30-year Fixed-Rate Loan at 6.750% and 90% loan-to-value (LTV) is $2,270.09. The Annual Percentage Rate (APR) is 7.138% with estimated finance charges of $5,600. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premium, which will result in a higher actual monthly payment. Rates current as of 11/16/22. Subject to borrower approval. Some exclusions may apply.