Find Loan Products We Offer
No matter what type of loan you need, we're with you every step of the way.
Let us find you the perfect loan to go with it.
Download Our Tax, Finance & Mortgage App
Apple Store Google Play 
PURCHASE A HOME
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
REFINANCE YOUR HOME
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.
APPLY NOW
Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
MORTGAGE PAYMENT CALCULATOR Calculate How Much Your Monthly Mortgage Payment Could Be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
3-2-1 BUYDOWN Program
Welcome to the official site of MKG Enterprises Corp. We are a full-service mortgage company based in Fresno, CA. We specialize in Down Payment Assistance and 3-2-1 Buydown Program in Fresno, Madera, and Merced. We also serve the surrounding cities in Fresno County and Madera County. Whether you are buying a home or refinancing in California, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes MKG Enterprises Corp. unique is that we offer the following niche programs as well: NonQM Loans, Down Payment Assistance Programs, Buydowns, Credit Counseling, Mortgage Insurance, PACE Program, Homeowners Insurance, Auto, Home, Life Medical, Critical illness insurance, Disability Insurance & Digital Tax Preparation.
Contact MKG Enterprises Corp. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Here’s an example of the potential savings on a 3-2-1 seller-paid buydown:
Conventional 30-Year Fixed
3-2-1 Temporary rate Buydown on a $350,000 loan for a borrower with a 700 FICO and a 90% LTV
|
3-2-1 Temporary Rate Buydown |
Interest Rate |
Monthly Payment* |
Monthly Savings |
Yearly Savings |
|
Year 1 |
3.75% |
$1,620.90 |
$649.19 |
$7,790.28 |
|
Year 2 |
4.75% |
$1,825.77 |
$444.32 |
$5,331.84 |
|
Years 3 |
5.75% |
$2,042.50 |
$227.59 |
$2,731.08 |
|
Years 4-30 |
6.75% |
$2,270.09 |
– |
– |
|
$15,853.20 |
||||
*The principal and interest payment on a $350,000 30-year Fixed-Rate Loan at 6.750% and 90% loan-to-value (LTV) is $2,270.09. The Annual Percentage Rate (APR) is 7.138% with estimated finance charges of $5,600. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premium, which will result in a higher actual monthly payment. Rates current as of 11/16/22. Subject to borrower approval. Some exclusions may apply.