DSCR Loans for LLCs and Entities
**Unleash Your Real Estate Potential with DSCR Loans for LLCs and Entities**
Real estate investment is a powerful wealth-building strategy, and for business owners, it just got even more accessible. MKG Enterprises Corp proudly presents DSCR Loans, short for Debt Service Coverage Ratio Loans, designed to transform your real estate ambitions. Unlike conventional mortgages that hinge on personal income, DSCR Loans revolutionize the game by evaluating the cash flow generated from investment properties to secure your mortgage.
**The Advantages of DSCR Loans:**
1. **No Income Verification:** One of the most remarkable benefits of DSCR Loans is the freedom from the traditional hassle of proving your income or sharing employment details. This is a game-changer for investors with variable income sources.
2. **Gift Funds Welcome:** We understand the need for flexibility in financing your real estate ventures, and we go the extra mile by embracing gift funds. That's the kind of support you can expect from us.
3. **Customized Down Payment Options:** Tailor your investment strategy to your specific needs with a choice of minimum down payments set at 20%, 25%, or 30%. Your real estate goals, your way.
**Diverse Uses for DSCR Loans:**
- **Purchase:** Acquire new investment properties to expand your portfolio.
- **Refinance:** Optimize your existing real estate holdings.
- **Cash Out:** Access funds for additional investment opportunities. (Please note that construction loans and HELOCs are not part of this offering.)
**Income Criteria and Borrower Eligibility:**
DSCR Loans, under our Investor Flex Program, introduce a fresh approach:
- **Income Calculation:** We determine your Debt Service Coverage Ratio (DSCR) by dividing Gross Income by Proposed PITIA (Principal, Interest, Taxes, Insurance, and Association fees). For tenant-occupied properties, you can use either the current lease agreement or the market rent from the appraisal. Non-tenant-occupied properties rely solely on the market rent from the appraisal.
- **Eligible Borrowers:** These loans are available to U.S. Citizens, Permanent Resident Aliens, and even Non-Permanent Resident Aliens. Your income isn't a factor, and there's no need to calculate debt-to-income.
**Multiple Properties and First-Time Homebuyers:**
- **Multiple Properties:** If you own more than twenty (20) financed properties, including your primary residence, DSCR Loans might not be suitable for you.
- **First-Time Homebuyers:** This product is primarily tailored for seasoned investors, as it is not intended for first-time homebuyers who haven't owned a residential property in the United States for the past three years.
**Delve Deeper into DSCR Loans:**
If you're intrigued by the possibilities of DSCR Loans and how they can elevate your real estate investment journey, don't hesitate to reach out. Contact us directly at (559) 337-5990 or use the "Quick Quote" form on this page. Our experts are ready to guide you through the process, answer your questions, and help you seize this exciting opportunity.
Your real estate dreams are within reach with MKG Enterprises Corp's DSCR Loans. Get started today!
**Take the First Step:** Connect with a mortgage advisor at (559) 337-5990 or use our "Quick Quote" form to embark on your DSCR investment journey. Open the door to a world of real estate investment opportunities!
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.
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